About BitriPay
Money that works for everyone
BitriPay exists for one reason: electronic payment should be available and usable by everyone, not only people with a bank account, a laptop and a good signal.
We build for the mother selling grilled fish at the market who cannot read the small print but can recognise a green tick and hear a sound when money arrives. We build for the wewa, the moto-taxi rider in Kinshasa who collects thirty small fares a day and should not have to carry them home as cash. We build for the corner shop that wants to accept a payment without buying a card machine, for the agent with a float who is the bank in a village that has none, and for the sister in London or Paris sending money home on a Friday night.
What we do differently
- A QR code and a phone number are enough. No card reader, no printer, no app store account for the person paying: they scan, confirm with their finger or face, and the money is there.
- Sound and vibration you cannot miss. When money arrives the phone rings loudly and vibrates for several seconds, because a notification you did not notice is a payment you cannot trust.
- Cash stays part of the system. Agents turn cash into balance and balance into cash. Nobody is forced to leave cash behind before they are ready.
- Local rails, no fragile integrations. Mobile-money payouts are executed from prefunded local accounts by secured payout devices and confirmed by the operator's own message, so a transfer to a village works even where no operator API exists.
- Every fee is shown before you confirm. The exchange rate, the margin, the charges and what the recipient gets are on the screen before your fingerprint touches it.
- Your balance is a claim on safeguarded money. Where BitriPay operates as an authorised e-money institution or the distributor of a licensed issuer, every balance is backed one-to-one by funds held apart from our own. Where we are not yet authorised, the app says so clearly and runs in sandbox mode.
- No custody we are not licensed for. BitriPay never holds funds it is not licensed to hold; e-money balances are safeguarded 1:1. In aggregator markets the funds are held and settled by licensed institutions through the national switch; BitriPay initiates, orchestrates, normalises and reports.
- One QR, one gateway, every eligible rail. ONE QR. ONE GATEWAY. EVERY ELIGIBLE RAIL. Pay Local. Fund Global. Settle Your Way.
How we are run
BitriPay is operated by a small team with roots in Central and East Africa and in Europe. Money movement is governed by maker-checker controls: no single person, including our founders, can create balance, release a payout or change a rate on their own. Every action is written to an immutable, hash-chained audit log that our auditors and regulators can read.
Who we serve today
Individuals, market traders, moto-taxi and delivery riders, small merchants, mobile-money agents and diaspora senders in the corridors listed on the Regulatory information page. New corridors open only once the regulatory arrangements, the payout partners and the safeguarded liquidity are in place.
Talk to us
You can reach us at hello@bitripay.app, in the app under Support → Live chat, or by post at the registered address shown in the Regulatory information page. We answer in English, French, Lingala and Swahili.